November 13, 2019

10 Considerations for Managing Risk with Professional Liability Insurance

Insights to help you protect your firm within the evolving risk environment. In brief: Understand: Be aware of your risks and the insurance solutions available to […]
April 10, 2024

February 22, 2017

ACA Fix: Can we afford coverage without $ limits?

Much has written in recent weeks about repeal and replacing the ACA. President Trump’s executive order on this topic was an early shot across the bow.
July 24, 2018

Association Health Plans: Things to Consider

The Department of Labor (DOL) has recently released the much anticipated Final Association Health Plan (AHP) rules. The rules are designed to make it easier for […]
May 18, 2018

Bid Bond Must Letter

What you may not know about bid bonds can cause severe damage and financial loss to your business. Interesting thought when bids bonds are provided free of charge at no cost to your company! Download White Paper...
April 7, 2022

Building Back Better: Are You Insuring Your Home for the Right Amount?

When it comes to homeownership, there are a number of essential elements that everyone has to take into consideration. For example, there is the matter of […]
February 22, 2017

Building a Commitment to Workplace Safety

Since the dawn of the industrial revolution—and particularly within the last 50 years— there has been marked, continuous improvement in workplace safety.
June 6, 2017

Cyber Liability Insurance: Who’s on First?

By Andrew Fotopulos — Recently, insurance coverage for various types of cyber liability has begun to be offered in the insurance market. However, there is still quite a bit of confusion surrounding what types of exposures are covered under cyber insurance, leaving many asking ‘Who’s on first?’
April 26, 2017

Cyber Liability – Would you knowingly let the following drivers operate your car or truck?

You know it's bad when cyber experts describe the threat of a breach merely in terms of "WHEN" you've been breached. (What happened to "IF"?). Basically, if your business owns a computer, a tablet, a cell phone - you're exposed.
June 2, 2021

“Ransomware Attacks Are Up, Spawning Widespread Harm”

We are constantly hearing about Cyber and Ransomware attacks in the news. The Wall Street Journal’s headline on May 12, 2021, was “Ransomware Attacks Are Up, […]
April 22, 2024
starshep avatar white

Employee Benefits: Group Medical Captive Insurance

• Group medical captive insurance allows small to midsize companies to share the risk of a self-funded insurance plan while saving money and gaining control of […]
September 21, 2021

Federal Mandate for COVID-19 Vaccine: What’s Next? • September 2021

We already know that employers can mandate the COVID-19 vaccine, as outlined in previous articles where the Equal Employment Opportunity Commission (EEOC) made it clear in […]
April 10, 2024
starshep favicon 512x512

Fraudulent-‘wire’ claims bedevil RIAs and their E&O insurers in 2023

 Some insurers saw a spike in 2022 claims although experience varied, and impact was mitigated by shared risk.  Interested to read the full article? Enter your […]
February 22, 2017

The Hot Potato of Indemnification – What’s being asked of you and why?

Every contractor has been in that position: You’re ready to start a job, everything has been approved, the project manager is scheduled to be onsite first thing in the morning, supplies are being delivered... just send over your insurance certificate.
March 29, 2024
starshep avatar white

How One Small Click Led To Big Headaches For A Tax And Accounting Firms

Navigating the risks of email scams during tax season? Gain valuable insights from @Jessica Thayer, SVP and Financial Institutions Practice Leader at Starkweather & Shepley. In […]
March 26, 2024
starshep avatar white

Lessons Learned in Business Succession Planning as Connelly v. United States Unfolds

Written by: Starkweather & Shepley Insurance and Pannone Lopes Devereaux & O’Gara LLC Attention small and medium business owners! A recent federal court decision in the […]
October 3, 2018

Mitigating Cybersecurity Risk Via Insurance

Cyber insurance is now a ‘must-have.’ Make sure you and your insurance professional understand its many moving parts. Sooner or later, any business that handles customer […]
October 3, 2023
starshep favicon 512x512

Navigating CCO liability risks: Tips for staying out of the SEC’s crosshairs

The issue of chief compliance officer (CCO) liability has long been debated; it has become a grave concern for CCOs, CEOs, and other C-suite executives who put […]
June 7, 2017

Do I need a personal umbrella policy?

Odds are, your auto and home insurance policies might not be enough to cover a catastrophic loss. Without adequate protection, all of your personal assets, even […]
June 6, 2017

Now that you’ve seen the problem, why haven’t you discovered the solution?

Once again, the federal government has held a chief compliance officer personally liable for failing to stop a company's misconduct. The CCO worked at Banamex USA in Los Angeles, a banking subsidiary of Citigroup Inc. that just signed a nonprosecution agreement on Monday, but agreed to pay a $97.4 million penalty for money laundering and other criminal violations.
March 2, 2017

Product Recall Coverage versus Product Recall Expense Coverage

The recall of your products from the marketplace, whether voluntary or mandated, will undoubtedly cause tremendous impacts on your business both internally and externally.
March 25, 2021

Risk – What do I do with that?

Risk – What do I do with that? “Everyone has a plan until they get punched in the mouth” This famous quote by Mike Tyson seems […]
September 21, 2021

Six Common Mistakes Advisers Make When Procuring Professional Liability Insurance And How To Address Them

Investment advisers work hard to build their businesses, so it’s vital to protect their firms from catastrophic losses that can arise from unexpected regulatory actions or […]
May 16, 2017

Six Types of People Who Need Life Insurance

Most households depend on two incomes to make ends meet. If you’re married or getting married, it’s important that you consider your coverage needs. Remember, protection from life insurance isn’t just for people with kids...
August 29, 2023
Hurricane Ian Slams Into West Coast Of Florida

State of the Florida Marketplace

It’s a tough time to be a homeowner in Florida; the insurance market stands at a critical juncture influenced by a confluence of climate risks, regulatory […]
April 15, 2022
whitepaper- covid- work from home

The Effects of COVID on the Insurance Industry

With COVID-19 nearing its second year of being a part of our collective consciousness, it has continued to become evident that the virus is here to […]
March 21, 2016

Tips And Techniques: Dealing With Subcontractors And Certificates Of Insurance

Get some sage advice from the experts at Starkweather & Shepley Insurance Brokerage about dealing with subcontrators and certificates of insurance. Read on for important tips […]
July 24, 2018

What is a GIA or General Indemnity Agreement? Why do my spouse and I both have to sign?

A General Indemnity Agreement (GIA) is a legal contract between a surety company and the principal looking to obtain surety credit.