November 13, 2019

10 Considerations for Managing Risk with Professional Liability Insurance

Insights to help you protect your firm within the evolving risk environment. In brief: Understand: Be aware of your risks and the insurance solutions available to […]
February 22, 2017

ACA Fix: Can we afford coverage without $ limits?

Much has written in recent weeks about repeal and replacing the ACA. President Trump’s executive order on this topic was an early shot across the bow.
July 24, 2018

Association Health Plans: Things to Consider

The Department of Labor (DOL) has recently released the much anticipated Final Association Health Plan (AHP) rules. The rules are designed to make it easier for […]
September 21, 2020

Benefit Captives

Think of the Captive as layered coverage. A group of like-minded, creative employers band together, for example, 15 to 20 employers, in the range of 50-500 […]
May 18, 2018

Bid Bond Must Letter

What you may not know about bid bonds can cause severe damage and financial loss to your business. Interesting thought when bids bonds are provided free of charge at no cost to your company! Download White Paper...
February 22, 2017

Building a Commitment to Workplace Safety

Since the dawn of the industrial revolution—and particularly within the last 50 years— there has been marked, continuous improvement in workplace safety.
June 6, 2017

Cyber Liability Insurance: Who’s on First?

By Andrew Fotopulos — Recently, insurance coverage for various types of cyber liability has begun to be offered in the insurance market. However, there is still quite a bit of confusion surrounding what types of exposures are covered under cyber insurance, leaving many asking ‘Who’s on first?’
April 26, 2017

Cyber Liability – Would you knowingly let the following drivers operate your car or truck?

You know it's bad when cyber experts describe the threat of a breach merely in terms of "WHEN" you've been breached. (What happened to "IF"?). Basically, if your business owns a computer, a tablet, a cell phone - you're exposed.
February 22, 2017

The Hot Potato of Indemnification – What’s being asked of you and why?

Every contractor has been in that position: You’re ready to start a job, everything has been approved, the project manager is scheduled to be onsite first thing in the morning, supplies are being delivered... just send over your insurance certificate.
October 3, 2018

Mitigating Cybersecurity Risk Via Insurance

Cyber insurance is now a ‘must-have.’ Make sure you and your insurance professional understand its many moving parts. Sooner or later, any business that handles customer […]
June 7, 2017

Do I need a personal umbrella policy?

Odds are, your auto and home insurance policies might not be enough to cover a catastrophic loss. Without adequate protection, all of your personal assets, even […]
June 6, 2017

Now that you’ve seen the problem, why haven’t you discovered the solution?

Once again, the federal government has held a chief compliance officer personally liable for failing to stop a company's misconduct. The CCO worked at Banamex USA in Los Angeles, a banking subsidiary of Citigroup Inc. that just signed a nonprosecution agreement on Monday, but agreed to pay a $97.4 million penalty for money laundering and other criminal violations.
March 2, 2017

Product Recall Coverage versus Product Recall Expense Coverage

The recall of your products from the marketplace, whether voluntary or mandated, will undoubtedly cause tremendous impacts on your business both internally and externally.
May 16, 2017

Six Types of People Who Need Life Insurance

Most households depend on two incomes to make ends meet. If you’re married or getting married, it’s important that you consider your coverage needs. Remember, protection from life insurance isn’t just for people with kids...
March 21, 2016

Tips And Techniques: Dealing With Subcontractors And Certificates Of Insurance

Get some sage advice from the experts at Starkweather & Shepley Insurance Brokerage about dealing with subcontrators and certificates of insurance. Read on for important tips […]
July 24, 2018

What is a GIA or General Indemnity Agreement? Why do my spouse and I both have to sign?

A General Indemnity Agreement (GIA) is a legal contract between a surety company and the principal looking to obtain surety credit.
April 26, 2017

Who’s driving the bus? Considering data-driven, outcome-based insurance strategies

I think we can all agree a key difference today versus 20 years ago is the ability to instantaneously create, analyze and measure data. Data tends to speak louder than traditional marketing techniques because it cuts through the "sales" lingo and provides the facts.